Fintech, regulatory arbitrage, and the rise of shadow banks G Buchak, G Matvos, T Piskorski, A Seru Journal of Financial Economics 130 (3), 453-483, 2018 | 1784 | 2018 |
Interest rate pass-through: Mortgage rates, household consumption, and voluntary deleveraging M Di Maggio, A Kermani, BJ Keys, T Piskorski, R Ramcharan, A Seru, ... American Economic Review 107 (11), 3550-88, 2017 | 663* | 2017 |
Securitization and distressed loan renegotiation: Evidence from the subprime mortgage crisis T Piskorski, A Seru, V Vig Journal of Financial Economics 97 (3), 369-397, 2010 | 498 | 2010 |
Policy intervention in debt renegotiation: Evidence from the home affordable modification program S Agarwal, G Amromin, I Ben-David, S Chomsisengphet, T Piskorski, ... Journal of Political Economy 125 (3), 654-712, 2017 | 467* | 2017 |
Asset quality misrepresentation by financial intermediaries: evidence from the RMBS market T Piskorski, A Seru, J Witkin The Journal of Finance 70 (6), 2635-2678, 2015 | 369 | 2015 |
Optimal mortgage design T Piskorski, A Tchistyi The Review of Financial Studies 23 (8), 3098-3140, 2010 | 297 | 2010 |
Mortgage modification and strategic behavior: evidence from a legal settlement with Countrywide C Mayer, E Morrison, T Piskorski, A Gupta American Economic Review 104 (9), 2830-57, 2014 | 273 | 2014 |
Mortgage refinancing, consumer spending, and competition: Evidence from the home affordable refinance program S Agarwal, G Amromin, S Chomsisengphet, T Landvoigt, T Piskorski, ... The Review of Economic Studies 90 (2), 499-537, 2023 | 248 | 2023 |
Beyond the balance sheet model of banking: Implications for bank regulation and monetary policy G Buchak, G Matvos, T Piskorski, A Seru Journal of Political Economy 132 (2), 000-000, 2024 | 156* | 2024 |
Government and Private Household Debt Relief during COVID-19 S Cherry, E Jiang, G Matvos, T Piskorski, A Seru Brookings Papers on Economic Activity 52 (2), 1-86, 2021 | 152 | 2021 |
Optimal securitization with moral hazard B Hartman-Glaser, T Piskorski, A Tchistyi Journal of Financial Economics 104 (1), 186-202, 2012 | 147 | 2012 |
Monetary tightening and US bank fragility in 2023: Mark-to-market losses and uninsured depositor runs? EX Jiang, G Matvos, T Piskorski, A Seru Journal of Financial Economics 159, 103899, 2024 | 145 | 2024 |
Stochastic house appreciation and optimal mortgage lending T Piskorski, A Tchistyi The Review of Financial Studies 24 (5), 1407-1446, 2011 | 127* | 2011 |
Mortgage financing in the housing boom and bust BJ Keys, T Piskorski, A Seru, V Vig Housing and the financial crisis, 143-204, 2012 | 125 | 2012 |
Banking the Unbanked: What Do 255 Million New Bank Accounts Reveal about Financial Access? S Agarwal, S Alok, P Ghosh, S Ghosh, T Piskorski, A Seru | 116 | 2017 |
The inefficiency of refinancing: Why prepayment penalties are good for risky borrowers C Mayer, T Piskorski, A Tchistyi Journal of Financial Economics 107 (3), 694-714, 2013 | 110 | 2013 |
Optimal dynamic contracts with moral hazard and costly monitoring T Piskorski, MM Westerfield Journal of Economic Theory 166, 242-281, 2016 | 102 | 2016 |
Risky human capital and deferred capital income taxation B Grochulski, T Piskorski Journal of Economic Theory 145 (3), 908-943, 2010 | 91* | 2010 |
Banking without deposits: Evidence from shadow bank call reports E Jiang, G Matvos, T Piskorski, A Seru National Bureau of Economic Research, 2020 | 87 | 2020 |
Mortgage Market Design: Lessons from the Great Recession T Piskorski, A Seru Brookings Papers on Economic Activity 2018 (1), 429-513, 2018 | 81 | 2018 |